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WWith the South African unit of currency, the rand, offering favourable rates of exchange against the world's hard currencies, your money and budget when in South Africa will go surprisingly far. 


You'll find your purchasing power on the up with your pounds, dollars and euros, and those items you think twice about back home will seem relatively inexpensive here.  Five-star luxury, for example, is affordable on the South African holiday budget. 


Check out the Big Mac index when planning your holiday budget for South Africa. Don't forget to include money for tips, curios, meals outside of your hotel, toll gates if you're driving, as well as mobile phone hire and airtime in your budget.  


Budget 10% of total cost for tips; anything from R100 to R500 for individual curios; R60-R90 for a single takeaway meal; R150-R200 per person for a restaurant meal; and R75-R100 for a bottle of wine; R60-R90 for a cocktail and R20-R30 for a beer at restaurants. Tollgate fees vary from around R20 to as much as R70 depending on the route you're on. 


Rands and cents 


  • The rand is divided into 100 cents 
  • Coins come in denominations of 5c, 10c, 20c, 50c, R1, R2 and R5 
  • Notes come in denominations of R10, R20, R50, R100 and R200 
  • Travellers' cheques can be exchanged in banks, bureaux de changes and some hotels. It is suggested you bring them in hard currencies. 
  • Money can also be withdrawn at automated teller machines (ATM) of which there are many countrywide. 
  • South Africa's main banks are Absa, First National Bank, Nedbank, Standard Bank and Capitec. 
  • Banking hours are generally 09h00-15h30 on weekdays and 08h30 - 11h00 on Saturdays. 
  • All major credit cards are accepted in the country, particularly MasterCard, Visa, American Express and Diners Club. 
  • Most retail purchases carry a VAT levy of 15%, which is refunded to foreign tourists at departure points, subject to stipulated amounts spent, completion of the necessary forms, and presentation of original tax invoices.  


For more information on VAT refunds, duty and duty-free goods, for the 'Travellers Guide - customs requirements when entering and leaving South Africa' visit the South African Revenue Service's website. 



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